If the worst were to happen, would your family be able to keep the home, cover the bills, and maintain their way of life? GPI Group helps you find the right level of term life cover for your family’s needs and your budget.
Not sure how much cover you need? Book a free 30-minute consultation and we’ll work it out together.
Schedule a brief call with a GPI adviser to discuss your situation, goals and priorities.
We design a personalised insurance solution based on your preferences and budget.
Once you’re comfortable with the solution, we guide you through the setup and ensure everything is structured correctly.
A simple and effective form of life insurance designed to provide financial support to loved ones in the event of death — without investment or cash value components.
GPI Group provides insurance solutions for internationally mobile individuals, ensuring continuity and clarity no matter where you live.
With coverage available in 30+ countries, we help clients structure their protection and planning in internationally recognised financial hubs. Our global network allows us to deliver compliant, flexible solutions — designed around your circumstances, residency and long-term goals.
Wherever your life or career takes you, your financial protection moves with you.
Health risks are rising worldwide — and so are protection gaps.
Over 500 million adults live with diabetes globally, while chronic conditions have increased by 12–17% in the past five years.
Heart disease, stroke and cancer remain the leading health threats, with cancer now affecting 1 in 5 people during their lifetime.
At the same time, medical and hospitalisation costs continue to rise, putting increasing financial pressure on individuals and families.
More people are responding by securing insurance protection:
55% of adults in the United States hold life insurance, with ~80% covered by health insurance.
Across Western Europe, life insurance coverage reaches 45–60% of adults.
Australia reports coverage of around 40–45%, while major Asian markets show 35–50% penetration (excluding Japan) and growing demand.
These trends confirm one thing: insurance is no longer optional — it is a core element of modern financial planning.
Modern insurance is no longer only about emergencies.
It plays a key role in protecting income, lifestyle, family security and long-term financial stability — especially in an increasingly uncertain world.
Our insurance solutions are designed for individuals and families who want clarity, flexibility and peace of mind at different stages of life.
For those who recognise the growing impact of serious illnesses — and want financial support if health challenges arise, without relying solely on savings.
Insurance helps ensure financial stability for loved ones, covering income gaps, treatment costs and everyday expenses during difficult periods.
For individuals seeking lasting protection through insurance, supported by structured planning and inheritance considerations for future generations.
GPI Group specialises in insurance solutions designed to protect individuals and families in an increasingly complex and globalised world.
We work with clients who live, work or hold assets across borders, helping them secure the right level of protection — from focused health coverage to long-term life insurance strategies — based on their personal circumstances and priorities.
Our approach is advisory and tailored. Rather than promoting one-size-fits-all products, we assess risk, lifestyle and long-term objectives to structure insurance solutions that provide clarity, flexibility and peace of mind.
With international expertise and access to established insurers, GPI Group supports clients in building protection strategies that remain effective wherever life takes them.
"We'd just bought our first home and had a newborn. A colleague mentioned term life and I realised we had nothing in place. GPI made the whole process simple — we were covered within a week and the premium was far lower than I expected."
"After my husband passed away unexpectedly, I understood firsthand how important this cover is. I've since made sure my own policy is properly set up. The team at GPI were sensitive, thorough, and never made me feel rushed."
"I'm self-employed with two kids in school — losing my income would be devastating for my family. GPI helped me find 20-year cover that protects them through the years they need it most. Clear advice, good value."
"I kept putting it off because I assumed it would be complicated and expensive. One call with GPI and it was sorted — the right term, the right amount, and a monthly premium that fits easily into our budget. I genuinely wish I'd done it sooner."
Choosing the right insurance solution often comes with questions. Below are answers to some of the most common topics our clients ask about when exploring health and life insurance options with GPI Group.
There is no one-size-fits-all answer. The right solution depends on your health considerations, family situation, lifestyle, long-term goals and budget. At GPI Group, we assess these factors and help you choose — or combine — insurance solutions that best fit your personal circumstances.
Term life insurance provides pure life protection for a fixed period. If the policyholder passes away during the term, a lump sum is paid to the nominated beneficiaries. It does not include savings or investment elements and is commonly used for income protection, family security or covering specific financial responsibilities such as mortgages.
A good starting point is to think about what your family would need to maintain their lifestyle if your income disappeared — mortgage or rent, everyday bills, childcare, education costs. As a general guide, most advisors suggest cover of 10–15 times your annual income, but the right amount depends on your personal situation. At GPI Group, we'll help you calculate a figure that makes sense, not just a round number.
Most people choose a term that covers their biggest financial responsibilities — typically until the mortgage is paid off, the children are financially independent, or they reach retirement age. Common terms run from 10 to 30 years. The key is matching the term to the period when your family would be most financially vulnerable without you.
With term life assurance, if you're still alive at the end of the policy term, the cover simply ends and no payout is made. That's what keeps the premiums low. If you still have financial dependants at that point, you can take out a new policy — though premiums will reflect your age at that time. This is why getting covered early, and for the right term, matters.
Choosing the right insurance today is not just about coverage — it’s about understanding risk, protecting what matters most and making informed decisions with confidence.
At GPI Group, we focus on insurance solutions, not generic products. Our role is to help you navigate complex choices and structure protection that fits your life, priorities and budget — without unnecessary complexity or pressure.
Our team supports you at every stage — from initial assessment to policy setup and ongoing review. Whether you are exploring health protection, long-term life insurance or a combination of solutions, we ensure the process is clear, structured and aligned with your needs.
With GPI Group, you gain not just insurance coverage, but clarity, continuity and peace of mind.
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Smart insurance solutions for peace of mind
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